whats a cash advance and whats a cash advance fee?
from the paypal website:""When I use my credit card or debit card to make a payment, will a cash advance fee be charged?
Question :
Answer :
When you use your credit or debit card, you will not be charged a cash advance fee for sending money using these purchase categories: Service/Other, Goods and eBay Items.
For these types of transactions, PayPal charges your credit or debit card only for the transaction amount.
Note: If you make a cash advance purchase with a credit or debit card, the card issuer may charge a cash advance fee. PayPal has no control over third-party fees. To avoid incurring fees when making a cash advance purchase, you may want to use a different payment method, such as your bank account or an e-Check. ""
it makes me wonder what this cash advance thing is and if my checking/debit card VISA charges one,
You will be not charged CASH ADVANCE fee if you purchase physically products (toys, books, electronics) online.
They will charge CASH ADVANCE Fee if you widthdraw cash from ATM using your credit card.You sign a check(which credit card sending to you, they will charge you a fee).
Your last sentence, if you using debit card that linking to your checking account, the answer is NO.
They may charge you an ATM fees ( if you using your debit card to withdraw money from different bank from your home bank).
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